I’m passionate about monetary policy and particularly the negative societal impact of low-interest rates. I disagree with the mainstream economic theory that interest rates should be lowered to stimulate economic activity. This short-term thinking underestimates the long-term negative consequences of inflation and artificially reducing people’s time preference, the interest rate. Given my disdain for artificially … More Could interest rates ever be too high?

Science fiction isn’t really my thing but The Three-Body Problem by Cixin Liu came highly recommended by one of my favourite finance writers, Ben Hunt, so I thought I’d expand my reading horizon. I read Three-Body Problem while on a recent winter break in sunny Mozambique. The unfamiliar nature was a particularly welcome distraction from … More The Three-Body Problem – Cixin Liu

I’ve just finished the first half of Ray Dalio’s book Principles. It’s great! In the book, he goes into a huge amount of detail and reiterates the points, in a valuable way. I recommend it. My paraphrasing of Ray’s summary of Life Principles: In order to have the best life possible, you have to: 1) … More Life Principles from Ray Dalio

Anyone is welcome to read my material but not all posts are intended specifically for public consumption. Often I’m just documenting my thoughts, learnings and conversations for myself so that I can come back to them again in the future. Sometimes I don’t share these posts with anyone, sometimes I only share them with a … More Wedding Speech | November 2017

I really enjoy podcasts! The radio, with its incessant advertisements and highly opinionated hosts, annoys me. Don’t get me wrong, there is nothing wrong with opinions but some radio DJs seem to believe that their platform entitles them to strong opinions without substantiating those opinions. I’ve become very judicious of the content I allow into … More Podcast List to avoid being assaulted by the radio

Johann Hari’s Chasing the Scream is a history of the war on drugs that challenges the conventional societal understanding of this heated topic. The content is thankfully more entertaining than a factual recount because it follows the life stories of a few personalities; legislators, doctors, addicts, enforcers and dealers. The author has clearly used his … More Book Review: Chasing the Scream by Johann Hari

“The man who broke the Bank of England” is widely acclaimed as one of the investment greats of our time so I thought it worthwhile to absorb his insights. I’m not sure if it was the tone, or approach or language, but reading the book was actually quite hard work. I struggled to engage with … More Book Review: The Alchemy of Finance by George Soros

Great practical investment advice that pushed me to reflect on my thinking and approach to investments. Well worth a read! For now, I don’t think I can do the insights any more justice than merely summarising a number of the key points. Marks didn’t set out to write a manual for investing. The book is … More Book Review, “The Most Important Thing” by Howard Marks