Sound Money Monthly: (ed. 3) Debt’s unequal impact on wealth

Have you ever wondered why it’s challenging to buy a house and save for your family’s future? Debt and its unequal impact on wealth is the focus of this edition of the Sound Money Money. TLDR: Debt is driving wealth inequality. Society will remain at loggerheads until the short-term policies which encourage debt growth are removed. … More Sound Money Monthly: (ed. 3) Debt’s unequal impact on wealth

Dispelling bitcoin risk-asset fears

Bitcoin has developed a strong correlation with “risk assets” in 2020. A stronger correlation between bitcoin and global equity markets is an understandable concern for those who consider bitcoin an independent store of value. In this article, I dispel these risk-asset fears. TLDR: the drivers of equity and stores of value can temporarily overlap, but … More Dispelling bitcoin risk-asset fears

Time difference, disorientation and meaningful communication

I was jolted when watching Interstellar recently – a 2014 movie starring Matthew McConaughey and Anne Hathaway. The movie caused to be to dwell on the time-difference I’ve experienced since moving to Los Angeles – 9 or 10 hours difference to South Africa (depending on day-light savings). Similarly to the astronaut in the film, I … More Time difference, disorientation and meaningful communication

Crypto Banking: Yield, Opportunity and Risks

TLDR: Emergent crypto banks offer an attractive opportunity, which highlights the innovative potential of crypto vs. ridiculously low rates and high fees in traditional banking. Obviously, crypto yields don’t come without their risks. One could even argue that centralised finance is completely against the ethos of bitcoin. KYC, custody, credit risk and ethical concerns must … More Crypto Banking: Yield, Opportunity and Risks

Bitcoin is a no-Brainer Allocation | Get off zero!

I’m often asked, “how much crypto should I hold?” Difficult question to answer. It depends on your conviction in the asset class. One thing is clear in my mind, if you have any interest in managing your personal finances and aren’t living pay-check to pay-check, your allocation should be greater than 1%. In this article … More Bitcoin is a no-Brainer Allocation | Get off zero!

The Infinite Loop

Meditation creates awareness of thoughts, causing self-reflection and cognisance of weaknesses, fragilities and insecurities. It can be helpful to highlight these progress areas. But often I think to myself, “why am I torturing myself with all of this reflection? Can’t I just mindlessly plod towards a goal? I’d love to stop painstakingly thinking myself in … More The Infinite Loop

Sound Money Monthly: (ed. 2) “Slang in die Gras” / Snake in the Grass

Have you ever wondered how we managed to accumulate so much debt? In this edition we’ll tackle the causes for the biggest debt bubble in history. You’ll learn about short-termism, interest rates and the feedback into politics. Don’t worry, I have no desire to talk about politicians, elections 2020 or go down the Donald Trump … More Sound Money Monthly: (ed. 2) “Slang in die Gras” / Snake in the Grass

How to Fail at Almost Anything and still win Big by Scott Adams

I enjoyed Scott Adams’ life advice titbits. The author of Dilbert is a serial entrepreneur and a character with unconventional ways of thinking. I started to follow him after his debate with Sam Harris over Donald Trump’s 2016 election bid where he displayed a peculiar but engaging approach. Systems and Processes > Goals and Outcomes … More How to Fail at Almost Anything and still win Big by Scott Adams